Startups

SaaS Runway Calculator

How many months of cash do you really have left?

Your runway inputs

$

Total cash + equivalents in the bank.

$

Total monthly cash operating expenses (salaries, infra, tools).

$

Monthly recurring revenue collected this month.

%/mo

How fast MRR compounds each month. 5–15% is strong early-stage.

Net burn = gross burn − MRR. As MRR grows each month, your net burn shrinks — so real runway under growth is longer than the naive cash ÷ net burn estimate.

Runway remaining
17months

Based on 8%/mo MRR growth, your cash runs out around month 17.

0122436mo+
Current net burn
$40,000
Per month, today
Break-even MRR
$50,000
To cover gross burn

Cash trajectory

Burn vsMRR growth
TodayMonth 17

Each bar is one month of projected cash. The downward slope flattens as MRR grows — that flattening is the value of growth on runway. Hover any bar for the exact balance.

How SaaS runway works

Runway is the answer to a single, existential question: “How many months until we run out of money?” For a pre-profitability startup it is the most important number on the dashboard — more important than revenue, growth, or valuation, because it is the literal clock counting down to either break-even or a fundraise.

The simplest version of the formula ignores growth:

runway (months) = cash on hand / monthly net burn

where net burn = gross burn − revenue. If you have $500,000 in the bank and you burn a net $40,000 per month, you have 12.5 months of runway.

But that naive formula understates your runway when you are growing. Each month your MRR rises, your net burn shrinks, and the cash lasts longer than a flat-line projection would suggest. The calculator above runs a proper month-by-month simulation: it deducts that month's net burn, then grows MRR for the next month, and repeats. On a fast-growing business this can extend your reported runway by 30–100% versus the simple division.

Step-by-step example

A seed-stage SaaS with:

  • Cash: $500,000
  • Monthly gross burn: $50,000 (mostly salaries + infra)
  • Current MRR: $10,000
  • MRR growth: 8% per month

Naive estimate: net burn today is $50,000 − $10,000 = $40,000, so $500,000 / $40,000 = 12.5 months.

With growth: the calculator simulates each month. By month 12 your MRR has compounded to ~$25,000, cutting net burn to $25,000. The result: ~17 months of runway — about 35% more than the flat-line math suggests. That extra five months is often the difference between closing a clean Series A and a desperate bridge round.

Why growth is a runway multiplier

The compounding effect of MRR growth on runway is non-linear and easy to underestimate. Here's how runway changes with growth rate for the same $500k / $50k-burn / $10k-MRR business:

Monthly growthRunwayvs flat
0% (flat)13 monthsbaseline
5%14 months+1 mo
8%17 months+4 mo
12%22 months+9 mo
15%27 months+14 mo
18% (reaches break-even)∞ (profitable by ~mo 17)+∞

Notice the inflection point: at ~18%/mo growth this company actually reaches cash-flow break-even before running out of money. That is the magic threshold every pre-profit SaaS founder should know by heart.

Healthy runway benchmarks

Investors and operators generally use these heuristics:

RunwayWhat it means
< 6 monthsCrisis mode. Cut burn or raise immediately.
6–12 monthsActive fundraising window. Begin the raise now.
12–18 monthsStandard post-raise target. Lets you build 12 months before the next raise takes 6.
18–24 monthsComfortable. Most Series A/B targets.
24–36 monthsStrong buffer for weathering downturns.
> 36 monthsEither a huge round or near-profitability. Some VCs will nudge you to deploy more aggressively.

The rule of thumb is simple: always keep enough runway to survive an 18-month fundraising process. In a tough market, raising takes 9–12 months, not 3.

How to extend your runway

  1. Cut gross burn surgically. Runway is the lever you control most directly. Reduce headcount (the single biggest line), renegotiate SaaS contracts, and audit cloud spend. A 20% burn cut is often faster and cheaper than a 20% revenue increase.
  2. Push annual prepay plans. Offering a 10–15% discount for annual contracts accelerates cash collection without hurting long-term revenue. $50k of MRR converted from monthly to annual puts ~$600k in the bank immediately.
  3. Improve gross margin. If your COGS (hosting, support, third-party APIs) is high, every dollar of revenue buys less runway. Move to cheaper infra, automate support, and renegotiate vendor costs. A 70% gross margin extends runway meaningfully more than a 50% one at the same MRR.
  4. Slow hiring, not firing. A hiring freeze for one quarter can add 3–6 months of runway without the morale and legal cost of layoffs. Re-evaluate every open req against runway monthly.
  5. Layer in non-dilutive capital. Revenue-based financing, venture debt, or SaaS loans against signed ARR can extend runway 6–12 months without an equity round.

Frequently asked questions

How is SaaS runway calculated?
Runway = cash on hand divided by monthly net burn, where net burn = gross cash expenses minus revenue. A more accurate method — which this calculator uses — projects month-by-month, growing MRR each month before deducting the next month's burn. That captures the fact that a growing SaaS stretches its runway as revenue rises.
What's the difference between gross burn and net burn?
Gross burn is the total cash you spend each month on operating expenses (salaries, infrastructure, tools, rent). Net burn is gross burn minus revenue — the actual cash draining from your bank account. A company with $100k gross burn and $60k MRR has a $40k net burn. Runway should always be calculated against net burn, not gross.
How much runway should a startup have?
Most operators and investors recommend 18–24 months after a fundraise. That gives you ~12 months of focused building before you need to start the next raise, which itself can take 6 months. Anything under 12 months should be treated as a fire alarm; under 6 months is a crisis requiring immediate burn reduction.
Does MRR growth really extend runway that much?
Yes — often dramatically. Because MRR compounds, the back half of your runway has materially lower net burn than the front half. For a business growing MRR 10%+/month, real runway can be 50–100% longer than the simple "cash ÷ today's net burn" calculation. The chart in the calculator visualizes this flattening burn curve.
What is break-even MRR?
Break-even MRR is the monthly recurring revenue that exactly covers your gross burn — i.e., when net burn hits zero. Below it you burn cash; above it you accumulate cash. Reaching break-even MRR is the single most important milestone for any pre-profit SaaS, because it converts your runway from finite to (effectively) infinite.
Should I include accounts receivable or only cash?
For a conservative runway number, use only liquid cash and equivalents in the bank. Signed contracts and accounts receivable that have not yet been collected should be excluded, because collection timing can slip and they are not spendable today. You can run a second, optimistic scenario that includes signed-but-uncollected ARR for comparison.